Essential Winter Prep Tips for Your Home

As the vibrant colors of fall make way for the serene whites of winter, many homeowners start worrying about keeping their homes safe and warm. The good news is, with just a few proactive steps, you can ensure your home is ready to face the chilly months ahead, preventing future stress and costly insurance claims.

Insulate Exposed Pipes

One of the most important tasks is to insulate exposed pipes to prevent them from freezing and bursting. Pay close attention to pipes in basement areas or exterior walls, as these are most susceptible to freezing. You can use foam pipe insulation or even wrap them with heat tape to ensure they stay warm.

Document Your Home Digitally

Make the process of potential insurance claims smoother by conducting a smartphone video walkthrough of your home and valuables. This simple step ensures you have a comprehensive inventory in case of any issues during the winter months.

Boost Indoor Air Quality

Winter often means spending more time indoors, so enhancing the air quality is crucial. Consider using HEPA filters to tackle viruses and airborne particles, or opt for MERV 13+ filters to fight dust and allergens. These can be used in HVAC systems or as portable units.

Seal Gaps Around Windows and Doors

Retaining heat and reducing energy bills can be as simple as sealing gaps around windows and doors. Use weather stripping or caulk to close up any drafts that could let the cold air in and warm air out.

Clear and Check Solar Panels

If you have solar panels, remember to activate their winter modes, and regularly clear off snow after storms to maintain their efficiency. This ensures that your investment continues to perform optimally even in winter.

Schedule a Heating System Checkup

A surprise breakdown during a cold snap is the last thing anyone wants. To avoid this, schedule an annual inspection of your heating system and ensure everything is functioning smoothly before the deep freeze sets in.

Clean Out Gutters

Prevent ice dams and water backup problems by clearing out leaves and debris from your gutters before heavy snow hits. Clean gutters ensure water runs off your roof and doesn’t lead to unwanted damage.

Update Smart Thermostat Settings

To reduce energy waste, update your smart thermostat settings. Modern models can adjust automatically, making it easy to manage your home's temperature efficiently. We recommend setting it between 68°F and 70°F while home for optimal comfort and savings.

Even implementing just a few of these steps can make a significant difference in protecting your home during the winter. Stay proactive, and remember, it's never too late to get started. For additional peace of mind, consider reviewing your homeowners insurance policy with us, especially if you're unsure about the coverage during winter weather events.